Getting financing right
We act for private family offices overseeing multi-million dollar transactions, for boutique lenders targeting mortgage based lending and for tax and wealth protection lending by SME owners and their private financiers.
When the transactions involve assisting you to engage with your borrower clients we know the rigour and simplicity of our processes makes the difference by supporting how you engage.
For all deals, we know the terms have to be market standard terms, with effective registrations whether real property or PPSA securities.
Helping your company thrive
Make better decisions. Get the money your company needs to succeed. Be better off. In a nutshell, that’s what we can do for you.
It’s only natural to feel anxious and second-guess all of your decisions when money’s on the line. That’s what makes our solutions-first approach even more important than ever.
Why choose Danaher Moulton to look after your financing arrangement? Your money matters to us, plain and simple.
Advice can only get you so far. You want solutions – ones that account for how much financing you need, what you’re looking to achieve with that money, and what terms you’re willing to put up with.
Don’t let your money go to waste – let our commercial law team help you.
Our Hawthorn lawyers get the best terms for your company
Combining common-sense and legal expertise to help your company grow
Company and business owners like you are hands-on types. Whether you’re lending or borrowing, you want solutions that:
- Make sense to you
- Are relevant to your company
- You can put into action
What you don’t need is legal advice. Far too often, legal advice is purely technical, focusing on the letter of the law – NOT on what it means for you, and how it will impact your financing agreement in real terms.
Most importantly, advice on its own doesn’t protect your company from being left with an unfavourable financing agreement!
This is something we aim to change with our common sense approach towards finance.
Our Hawthorn legal team will work with your company’s accountant, helping you negotiate a financing agreement that gets you the money you need, without breaking the bank.
Clauses
One of the most common stipulations of any financing agreement, it’s important that the clauses in your financing agreement are written in a way that’s unambiguous and which don’t violate any financial laws.
Our commercial lawyers in Melbourne will review the clauses in a financing agreement for both lenders and borrowers, ensuring that their document is watertight.
Guarantees
A financial guarantee is a promise to look after another company’s financial obligation in the event that they’re unable to fulfil their end of an agreement.
Whether your company is the borrower in question or has offered to act as a guarantor to a financing agreement, it’s important that you understand what guarantees involve. Our Hawthorn lawyers will help you understand what’s required of you in these cases.
Covenants
Many financing agreements contain legally-binding promises that your company will do or refrain from specific behaviours.
With regards to financing agreements specifically, covenants are used to protect lenders by prohibiting lenders from taking actions that may lead to default or negatively impact their ability to meet their obligations.
Security
In addition to collateral in the form of property and assets, security agreements also include covenants, repayment schedules, insurance requirements and more.
Our business lawyers in Melbourne will help you ensure that your financial agreement is secured, minimising your risk and protecting you in the event that things don’t go according to plan.
Borrow and lend with confidence
Financing on your terms
We’re changing the way financing
agreements work
While it’s true that a lot of the clauses and conditions in a financing agreement are shared between different agreements, that doesn’t mean that there’s a standardised, one-size-fits-all finance agreement that will suit every single company.
And that requires a different type of commercial lawyer in Melbourne.
Honest, authentic, direct, supportive, relatable, friendly – these are the words we want our clients to use when describing Danaher Moulton.
It’s something we try to reflect in our mannerisms, approach, and most importantly, the way that our lawyers work with you to provide a unique financing agreement.
We aim to change the industry, as well as what you expect from a financing agreement.
